Personal and business finance
"It is important to review your fixed and variable costs and adjust your pricing accordingly to ensure that profit margins are strong and contain sufficient buffer against risk. Factors such as changing supplier rates, staff costs, rents, interest rates, consumer price index and inflation can slowly erode your profits over time."
Fee sting - Bite, December 2014
"Most entrepreneurs would agree that it is unwise, to put it mildly, to rely on the aged pension to maintain a comfortable lifestyle well into old age. It is important to quarantine some of your savings for the future—and super is the most effective way to do this."
Super starters - Restaurant & Catering Magazine, December 18, 2013
"Foreign exchange risk is the possibility of balance sheets or profitability in a business being adversely impacted by fluctuation in foreign exchange rates. Of course, trade-exposed export industries such as mining and manufacturing face the inverse problem—that the strong Australian dollar is making our product output (and labour) too expensive abroad."
Managing currency risk - DHL Trade Express - Quarterly International Trade News, 2012
"Most veterinary practices in Australia are concentrated in the capital centres, attending to companion animals in the cities and suburbs. The overwhelming majority of first-time practice owners in these areas, entering a saturated market, will find that buying an existing practice will make the most sense."
The price is right - Vet Practice Magazine, October 14, 2014
"It is important to review your fixed and variable costs and adjust your pricing accordingly to ensure that profit margins are strong and contain sufficient buffer against risk. Factors such as changing supplier rates, staff costs, rents, interest rates, consumer price index and inflation can slowly erode your profits over time."
Fee sting - Bite, December 2014
"Most entrepreneurs would agree that it is unwise, to put it mildly, to rely on the aged pension to maintain a comfortable lifestyle well into old age. It is important to quarantine some of your savings for the future—and super is the most effective way to do this."
Super starters - Restaurant & Catering Magazine, December 18, 2013
"Foreign exchange risk is the possibility of balance sheets or profitability in a business being adversely impacted by fluctuation in foreign exchange rates. Of course, trade-exposed export industries such as mining and manufacturing face the inverse problem—that the strong Australian dollar is making our product output (and labour) too expensive abroad."
Managing currency risk - DHL Trade Express - Quarterly International Trade News, 2012
"Most veterinary practices in Australia are concentrated in the capital centres, attending to companion animals in the cities and suburbs. The overwhelming majority of first-time practice owners in these areas, entering a saturated market, will find that buying an existing practice will make the most sense."
The price is right - Vet Practice Magazine, October 14, 2014